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Preparing for a Financially Confident Retirement

Two of the most important elements of financial confidence in retirement are your INVESTMENTS and INCOME.

As part of our Five Power Retirement Planning Tools, we’ve created Our Smart Investment & Income Model (I & I) that gives clients a snapshot and clear understanding of how their investments and income are positioned in retirement. On a single page, the I & I quickly shows investment risk and income risk.

While it may seem simple to keep track of, we understand how critical it is to monitor and administer both investments and income separately. For example, its ideal if your investments grow at a higher rate than inflation so you can keep up with the rising cost of necessary goods and services in retirement. So, monitoring the amount you have allocated to stocks, bonds, and/or cash is essential to keep track of risk and also identify opportunities for growth.

Your retirement income may come from several places… a pension, Social Security, or investment income. Some of you income may be guaranteed while other income may be variable.

Our Smart Investment & Income Model helps you monitor all of your retirement income sources as well as the income risk you face from withdrawal rates and/or portfolio adjustments. Out I & I model helps to foresee destructive trends so you’re able to make adjustments before permanent damage is done.

  • Our years of experience in retirement and investment planning, along with our exclusive Smart Retirement Planning Tools, can help you prepare for a financially secure retirement.
  • Clients appreciate our ability to explain complex topics in ways that are easily understood and clear.
  • All decisions have consequences. We’re able to help you consider the advantages and drawbacks of each choice you have.
  • It’s easy to have an opinion, but we offer verifiable reasoning and discipline in all of our recommendations.

Many clients utilize us as a resource for informed decision-making.

We welcome the opportunity to prepare a Smart Investment & Income Model to help you see where your risk lies with your income and investments. Please give our office a call at 563.242.1885 or 800.598.2141 or send an email to brook@firstwealthfinancialgroup.com and we’d be glad to set up an appointment.